We fully understand the need for appropriate protection and management of your personal information shared with us. We protect that information using Secure Socket Layer (SSL) encryption technology. We also limit employee access on a need to know basis. We store payment card data in an encrypted form on all computers and manage access through business processes. We use firewalls and other security technologies to protect our servers from any external attack. Our security systems not only meet but exceed industry standards and we are very proactive in monitoring internet developments to ensure our systems evolve as required. We test our system regularly to ensure our security technology is up to date. We are also subject to the UK Data Protection Laws, which we comply with fully to ensure your details are dealt with, with respect.
In conjunction with your financial and personal information you submit, we will also, when able, collect further information, for example, Your IP address, your operating system and your browser type. This is used for system administration and to report aggregate information to our advertisers. To confirm, this is statistical data about browsing actions and patterns and does not indentify or reflect on any individual. We may obtain information about your general internet usage by using a cookie file which is stored on the hard drive of your computer. Again, to clarify, this does not identify any specific individual. The information recorded is sent back to a server each time the browser requests a page from the server which enables the web server to identify and track the web browser. If you require further information regarding cookies, please visit www.allaboutcookies.org . Cookies are used simply to help us improve our service to you, estimate our audience and store information about your preference and recognise when you return to our site.
How We Use Your Data.
Credit Reference Agencies
Credit reference agencies (CRA’s) collect and maintain information on consumer’s and business’s credit behaviour, on behalf of lenders in the UK and this is seen by other organisations that make searches. We may also add to your credit file with the CRA details for any agreement you make with us, the payments you make under it and any default or failure to adhere to the agreed terms. These records will be shared with other organisations and may be used and searched by us, and others, in order to consider other applications for credit and credit related services such as insurance you may make, to trace debtors, recover debts and prevent or detect money laundering/fraud, and to manage your accounts. This only reiterates the importance of providing us with accurate and truthful information.