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Why TheLoanSpot?

There are many good reasons why you should choose TheLoanSpot above any other online lenders:

Instant Decision

At TheLoanSpot, you need not wait for days to determine the status of your application. Simply complete our form, submit your application, and you will hear from one of our representatives usually within minutes regarding your application status.

Same Day Funding

When you need fast cash, TheLoanSpot makes sure that you will obtain this money quickly. Our service is designed to process same day transfers in order for you to receive your cash and attend to your needs in no time.

Flexible Terms

At TheLoanSpot, we recognize how important it is that your payment scheme is convenient and affordable. We study individual needs very carefully and understand that every financial situation is unique. We can arrange a one off repayment or divide it in three equal instalments, whichever will work perfectly on your current circumstance.

Cheapest Rates

TheLoanSpot offers one of the most competitive rates in the market. We offer reliable loans without the huge cost as with other providers. Because we are not a broker, applying directly with us won’t subject you to any fees, and we will never surprise you with any hidden charges or costs.

No Early Payback Fee

TheLoanSpot emphasizes the importance of paying off the loan quickly because we want you to spend the least possible amount for your loan, although we may allow you to defer your repayment in some instances. Still, if you choose to settle off the loan earlier we are more than happy to allow you to do that without any further early payback fees.


Obtaining a short-term loan from TheLoanSpot has never been this easy. Application is purely done online and there are very minimal requirements to accomplish. The only time that you have to leave the house is to withdraw the money from your bank account.


Most importantly, doing business with TheLoanSpot will give you the peace of mind that you are dealing with a reputable lender. We are licensed to conduct business in the UK and are a member of the CCTA (Consumer Credit Trade Association). Apart from that, we are composed of a team of experienced and friendly staff dedicated in giving you professional advice in every step of the way.